Frequently Asked Questions

A question about UAE Real Estate

Can foreigners own property in Dubai?

Yes, foreigners can own freehold properties in designated areas in Dubai. This allows 100% ownership of the property and the land it’s built on.

What is the difference between freehold and leasehold property?
  • Freehold: Full ownership of the property and land indefinitely.
  • Leasehold: Ownership of the property for a fixed term (usually 99 years) without owning the land.
What is a property transfer fee in Dubai?

A property transfer fee is a mandatory fee paid to the developer or the Dubai Land Department (DLD) when ownership of a property is transferred from one party to another. This fee ensures the legal registration of the transaction.

Is a real estate agent necessary when buying property in Dubai?

While not mandatory, a real estate agent can provide market insights, handle paperwork, and guide you through the buying process, helping you avoid costly mistakes.

Can non-residents apply for a mortgage in Dubai?

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What types of properties are best for long-term investment in Dubai?

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Are there taxes on property purchases in Dubai?

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What are service charges in Dubai real estate?

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Can buying property in Dubai grant you a residency visa?

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What documents are required for KYC in Dubai real estate?

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How can foreign investors buy property in Dubai?

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What is the process of buying a property in Dubai?

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What are the rules for foreigners owning property in Dubai?

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What happens if a buyer or seller withdraws from a property transaction?

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Can property ownership in Dubai be passed on to heirs?

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What is the Golden Visa for property investors?

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How is the initial property registration process done?

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Do real estate transactions need to be registered with the Dubai Land Department?

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How do I choose between a freehold and leasehold property?

Consider your long-term goals:

  • Freehold for full ownership and appreciation potential.
  • Leasehold for lower upfront costs and community amenities.
Where do I register my property in Dubai?

Property registration is done through the Dubai Land Department or authorized Real Estate Registration Trustee centers located throughout the city.

Yes, foreigners can own freehold properties in designated areas in Dubai. This allows 100% ownership of the property and the land it’s built on.

  • Freehold: Full ownership of the property and land indefinitely.
  • Leasehold: Ownership of the property for a fixed term (usually 99 years) without owning the land.

A property transfer fee is a mandatory fee paid to the developer or the Dubai Land Department (DLD) when ownership of a property is transferred from one party to another. This fee ensures the legal registration of the transaction.

While not mandatory, a real estate agent can provide market insights, handle paperwork, and guide you through the buying process, helping you avoid costly mistakes.

Yes, non-residents can get a mortgage in Dubai, though they are typically limited to borrowing up to 60% of the property’s value.

Townhouses and villas often have lower service charges, making them more cost-efficient for long-term investment if well-maintained

Dubai has no property tax. However, there is a 4% registration fee and additional admin charges associated with property transactions.

Service charges are fees paid annually or quarterly for the maintenance of common areas and amenities. These can range from AED 3 to AED 18 per square foot, depending on the property type.

Yes, buying a property worth AED 1 million or more can grant you a 2-year residency visa. Higher investments may qualify you for 5-year or 10-year visas.

You typically need a valid passport or ID, proof of address, and documentation showing the source of funds used for the purchase.

Foreign investors can purchase freehold properties, off-plan properties, or leaseholds up to 99 years. There is no requirement to hold a UAE visa to invest.

The process includes signing a Memorandum of Understanding (MOU), paying a deposit, obtaining approvals, and registering the property with the Dubai Land Department.

Foreigners can buy property in designated freehold zones, such as Palm Jumeirah, Downtown Dubai, and Business Bay, with full ownership rights.

If a buyer withdraws, they forfeit the deposit. If a seller withdraws, they must refund the deposit to the buyer.

Yes, Dubai property can be inherited, and there are no inheritance taxes. However, it’s essential to have a valid will registered in the UAE.

Investors who purchase property worth AED 2 million or more may qualify for a 10-year renewable Golden Visa, including benefits for family members.

Initial registration covers off-plan property purchases or ready properties before their full transfer. It ensures the buyer’s rights are protected.

Yes, all real estate transactions must be registered with the Dubai Land Department to be legally valid.

Consider your long-term goals:

  • Freehold for full ownership and appreciation potential.
  • Leasehold for lower upfront costs and community amenities.

Property registration is done through the Dubai Land Department or authorized Real Estate Registration Trustee centers located throughout the city.

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